BUY NOW PAY LATER / FREE SHIPPING ON ORDERS OVER $250
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      HUMM  'The Bigger buy now pay later'

      Shop at Whitemica, online or in person. Buy the things you love to empower the life you want.

      HOW IT WORKS

      Humm - Buy little things or big things.

      Little Things
      • Apply for up to $2,000
      • Repay in 5 or 10 slices weekly or fortnightly
      • Repay and free up your balance to spend again
      Big Things
      • Get pre approval up to $10,000
      • Apply instore for up to $30,000 depending on what you buy and where you shop
      • Repay over 6, 12, 24 months all the way up to 60 months.

      Online

      • Choose Humm at Checkout - Look for Humm in the online checkout or shopping cart. It won’t cost you any extra – just select it as your payment option.
      • Sign up for Humm - First time you sign up you’ll need to grab your ID (for example, an Australian Driver’s Licence or Passport), plus your Visa or Mastercard for the weekly payments. It’s easy and takes about two minutes. Next time you just log in.
      • Real time approval - Get Humming!

      In-Store

      • Ask to pay with Humm - First up, jump online and create an account (Shophumm.com.au). Then ask to use Humm at the checkout right then and there.
      • Real time approval - If approved, you’re good to start humming!

      WHAT DO YOU NEED

      • be an individual who is at least 18 years old;
      • be capable of entering into a legally binding contract;
      • have a valid and verifiable email address and Australian mobile telephone number;
      • provide a valid delivery address in Australia;
      • have access to a Payment Method, for example by being the holder of a card

      OTHER IMPORTANT INFORMATION:

      • Humm is available for Whitemica purchases online at whitemica.com.au and is available in store
      • Humm is only available on items marked with the Humm logo. It is not available on gift cards, top-up cards, pre-ordered, back-ordered or waitlisted merchandise
      • The funds required for your first payment must be available on your nominated card at the time of checkout
      • If you wish to return your Humm purchase via Post, Whitemicas’ normal returns policy applies
      • If you return your Humm purchase in store, your purchase can not be refunded and it can only be exchanged for an alternate product or returns card to an equal or lesser value
      • If a payment is due from you, but not received by Humm in accordance with the payment schedule, a late payment fee will be charged.
      • For more information please see Terms of use, Terms & Conditions and privacy policy