BUY NOW PAY LATER / FREE SHIPPING ON ORDERS OVER $250
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      LayBuy  'Get it Now, Pay it in 6 Interest Free. Easy'

      Shop at Whitemica, online or in person and pay in 6 weekly installments that are interest free.

      HOW IT WORKS

      Everyone likes small stuff – like paying in 6 weekly instalments instead of all at once.  

      Online

      • Choose Laybuy at Checkout - Look for Laybuy in the online checkout or shopping cart. It won’t cost you any extra – just select it as your payment option.
      • Sign up for Laaybuy - First time you sign up you’ll need to grab your ID (for example, an Australian Driver’s Licence or Passport), plus your Visa or Mastercard for the weekly payments. It’s easy and takes about two minutes. Next time you just log in.
      • Real time approval - If approved, you’re good to go… just like that. Pay over 6 weekly payments.

      In-Store

      • Ask to pay with LayBuy - First up, jump online and create an account (Laybuy.com). Then ask to use Laybuy at the checkout right then and there.
      • Provide your mobile number and get a Text, complete your payment - Click on the link and enter your debit or credit card details. Payment takes 2 minutes the first time, then 30 seconds once you’re set up.
      • Real time approval - If approved, you’re good to go… just like that. Pay over 6 weekly payments.

      WHAT DO YOU NEED

      • be an individual who is at least 18 years old;
      • be capable of entering into a legally binding contract;
      • have a valid and verifiable email address and Australian mobile telephone number;
      • provide a valid delivery address in Australia;
      • have access to a Payment Method, for example by being the holder of a card

      OTHER IMPORTANT INFORMATION:

      • Laybuy is available for Whitemica purchases online at whitemica.com.au and is available in store.
      • Laybuy is only available on items marked with the Laybuy logo. It is not available on gift cards, top-up cards, pre-ordered, back-ordered or waitlisted merchandise
      • The funds required for your first payment must be available on your nominated card at the time of checkout
      • If you wish to return your Laybuy purchase via Post, Whitemicas’ normal returns policy applies
      • If you return your Laybuy purchase in store, your purchase can not be refunded and it can only be exchanged for an alternate product or returns card to an equal or lesser value
      • If a payment is due from you, but not received by Laybuy in accordance with the payment schedule, a late payment fee will be charged.
      • For more information please see Laybuy Terms & Conditions and privacy privacy